Products and Services

KME provides assistance in the following areas:

Life Insurance

Whole Life

Paid to Age 100

Paid to Age 65

10 Pay

20 Pay

High Early Cash Value

Survivorship Whole Life

Universal Life

Guaranteed No-Lapse UL

Survivorship Guaranteed UL

Indexed UL

Current Assumption UL

Term Life


10 Year

15 Year

20 Year

30 Year


Disability Income Insurance

Individual Disability



Simplified Issue

Multi-Life Discounts

Business Products

Business Overhead Expense

Professional Replacement

Loan Protection

Disability Buy-Sell

Key Person Replacement

Corporate Disability

Guarantee Standard Issue

Simplified Issue

Long Term Care Insurance

Individual Long Term Care

Covered Partner Discounting

Loyal Customer Discounting

Corporate Long Term Care

Guarantee Issue

Simplified Issue

Corporate and Association Discounting

Advanced Sales Support and Annuities


Estate Planning

Business Succession Planning

Executive Benefits

Attorney Consultation and Support

Case Design Preparation

Underwriting Assistance

Point of Sale